LEGAL
Website Policy
Last updated: 17/07/2026 · Version 1.0
This policy covers how you may use www.eposxp.com, what our content does and does not amount to, and how we handle cookies and accessibility. It sits alongside our Terms of Service and Privacy Policy.
1. Site operator
This site is operated by Nagsikap LTD trading as eposxp., registered in England and Wales, company number 16940541, Cardiff, South Wales. Contact: josephramos@nagsikap.com.
2. Using this site
You may use the site for lawful purposes connected with evaluating or using our services. You may not:
Use it in a way that breaches any law or regulation, or is fraudulent or deceptive
Scrape, harvest, mine, or systematically extract content or data
Reverse engineer, copy, or repurpose our calculators, tools, or methodology to build a competing service
Introduce malware, attempt unauthorised access, or interfere with the site’s operation or availability
Submit deliberately false information through our forms or tools
Frame, mirror, or misrepresent the site as your own
Use automated systems to submit requests at a rate that burdens our infrastructure
We may suspend or block access if you breach this policy, and report serious breaches to the relevant authorities.
3. Our content is information, not advice
Everything on this site — guides, comparisons, calculators, blog articles, provider information — is published for general information. It is not financial, legal, tax, or accounting advice, and it is not tailored to your circumstances. eposxp. is not authorised or regulated by the Financial Conduct Authority.
Do not make a commercial decision based on this site alone. Speak to us, or to an appropriately qualified adviser, before you act.
4. Calculators, estimates, and figures
Our savings calculators, fee comparisons, and quote tools produce indicative estimates from the information you enter. They are not offers or quotes, and no contract arises from using them.
Real pricing depends on the provider’s underwriting, your card mix, your volumes and transaction values, your risk profile, and the terms you agree. Rate information reflects our understanding at the time of publication and providers change their pricing without telling us.
Statistics on this site about typical outcomes — cost reductions, margin improvement, client numbers — reflect results we have seen across past engagements. They describe what has happened, not what will happen for you.
5. Client stories and testimonials
Testimonials and case studies are genuine, published with the client’s permission, and describe that client’s specific situation. Results vary. Where a client received an incentive for a testimonial, we say so.
6. Third-party providers and links
We name and link to third-party providers. We do not control their sites, pricing, products, or terms, and we are not responsible for them. A link is not an endorsement, and their inclusion does not mean they are right for you.
Where you take a product from a provider following our introduction, that provider may pay us a commission. This is explained in section 4 of our Terms of Service. It does not increase what you pay.
Provider names, logos, and trade marks belong to their owners and are used only to identify those providers.
7. Intellectual property
The design, text, graphics, tools, and code on this site, and the eposxp. name and wordmark, are owned by us or licensed to us. You may view and print pages for your own internal business use. Any other use — republication, redistribution, commercial exploitation, or derivative works — needs our written permission.
You may link to our homepage or public pages in a way that is fair and does not imply an association or endorsement we have not agreed. We can ask you to remove a link at any time.
8. Cookies
We use strictly necessary cookies to make the site work, and — only with your consent — analytics cookies to understand how the site is used. You choose via the cookie banner on your first visit and can change your mind at any time through the cookie settings link. Full detail is in section 8 of our Privacy Policy.
9. Availability
The site is provided on an “as is” and “as available” basis. We do not guarantee it will be uninterrupted, secure, or error-free, and we may change, suspend, or withdraw any part of it without notice. We are not liable for losses caused by unavailability.
10. Viruses
We do not guarantee the site is free of bugs or viruses. You are responsible for your own antivirus protection and for configuring your technology to access the site safely.
11. Accessibility
We aim to meet WCAG 2.2 Level AA. If you have trouble using any part of this site, email josephramos@nagsikap.com and tell us what you were trying to do — we will fix it where we can and give you the information another way in the meantime.
12. Reporting a problem
If you find a security vulnerability, broken tool, or inaccurate information, email [hello@eposxp.com]. For security issues, please give us a reasonable window to fix it before disclosing publicly.
13. Governing law
This policy is governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.